Rental Cash Flow Calculator
Predict your monthly passive income and long-term wealth accumulation. Analyze Cap Rate, Cash-on-Cash Return, and Tenant ROI.
1. Purchase & Rehab
Initial capital required to acquire the asset.
2. Financing (30-Year Loan)
Debt service details. Most rentals use conventional financing.
3. Rental Income
Projected revenue from tenants.
4. Recurring Expenses
The ongoing costs that reduce your cash flow.
5. Future Growth (Advanced)
Assumptions for long-term wealth projection.
Report
RunTheNumbers
Rental Cash Flow Analysis
Project Snapshot
Key performance indicators for buy & hold.
Monthly Cash Flow
$54.86
Net Income After All Bills
Cash-on-Cash Return
1.20%
ROI on Your Down Payment
Cap Rate
6.33%
Unleveraged Yield
Gross Rent Multiplier
9.47
Price / Annual Rent
5-Year Wealth Projection
Total return including cash flow, principal paydown, and appreciation.
Total Initial Investment
Cash Invested Upfront
$55,000
Loan Paydown (5yr)
Principal paid by tenant
+$12,778
Total Return (5yr)
Cash Flow + Appreciation + Principal
+$55,888
Monthly Operating Statement (Pro Forma)
Gross Scheduled Income
$2,200
(-) Vacancy Loss
-$110
= Effective Gross Income
$2,090
Operating Expenses
Property Taxes
-$292
Insurance
-$83
Property Management
-$176
Maintenance & CapEx
-$220
Net Operating Income (NOI)
$1,319
(-) Debt Service (Mortgage)
-$1,264
Net Monthly Cash Flow
$54.86
Explore More Tools
Analyze your deals with our complete suite of professional calculators.